Monthly Spending – June 2017

Oh Baby, Baby, Baby June was full of events. I had a preterm delivery and welcomed baby MMD. He was 28 weeks at that time. It was very surreal. I don’t have enough words to describe the feelings I have. It’s full of emotions. We’re trying to take this day by day. It’s been more than a month and I’m trying to get some sense of normalcy back in my life. It’s hard navigating parenting in the NICU. My life is now centered on pumping and NICU visit. At some point, I would like to be able to write about […]

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Maternity Clothes on a Budget

I am now officially on my third trimester and so far I only spent $82.09 on a couple of maternity jeans. I’m starting to grow out of my normal clothes, but I don’t want to purchase clothing that I will only use for 3 months. There comes the problem. I’ve been lucky to receive some tops from my sister but those were not maternity clothes. It is actually just bigger size shirts and I also started to grow out of them. I watched out for maternity clothes from my local buy nothing project, with no luck. Renting Maternity Clothes I […]

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Monthly Spending – May 2017

We welcome May with a lot of warm weather. I mean A LOT. For a pregnant women living in the northwest, this can be very uncomfortable. I needed 2 fans on me for a couple of nights to sleep. We also talk about buying an AC for the room. Usually, I won’t consider this, but I’m giving myself a break here. C’mon, I am going on my third trimester during the hottest months of the year. Name Change, Furry baby and the Mr’s birthday I changed my name this month. There were interesting trips to Social Security and DMV, but I […]

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How to clean a wedding gown

According to this article, the average cost to clean and preserve a wedding gown range from $150 – $225. I bought my wedding gown used and I received it in a box with a receipt of the dry cleaning costing the previous owner about $250. I brought my wedding gown for $436, including shipping. If you do the math, the previous owner paid about 57% of my purchase price to clean and preserve the gown. Take note that the original price of this gown is $1,923. I knew that I will sell my gown after my wedding. I thought about having the gown […]

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The time I spent more

I’m not frugal all the time. This week, I received a notification from Mint that I exceeded my travel budget. I didn’t even know that I have a travel budget. I also don’t have a budget. I will continue to spend my money for things that brings me joy. We recently went on a trip to sunny Los Angeles. The trip was not cheap. In total, I spent $1,025.26 in one weekend. This is a considerable amount given that the trip was short and domestic. I paid for the hotel overlooking the marina, rented a car and feast on seafood. […]

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Monthly Spending – April 2017

I finally start feeling the change of weather this April. This is very much welcomed in my part of the world where it can feel that the gloomy weather is year round. This is also the time where I usually get anxious and go on a trip just to see the sun. At any given time, I would have taken my backpack and travel. It’s different this time. I’m unsure of what I feel. I feel normal for the most part but with the weight gain and fatigue, I’m hesitant to travel the same way as I did last year. […]

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21 weeks of pregnancy – the financial journey

I reached the midpoint of my pregnancy. We found out that we are having a baby boy and all my check ups had been normal. So far, we haven’t bought anything, but it already cost us $980.09. Even though we know the cost associated to having a child, I still cringe when it hits my credit card. We are fortunate enough to not go in debt and have insurance to cover for medical bills. I have enough balance on my Health Savings Account (HSA) to pay for my deductible but I choose to leave it invested. This expense is just […]

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Monthly Spending – March 2017

Continuing on my goal to keep myself accountable on tracking my expenses, I give you my spending for March. There were few big expenses this month that I pay once once a year. I pay auto insurance every 6 months. This year, before my renewal, my husband and I decided to combine our insurance. I took the same opportunity to get a different quote for our home insurance since it is also up for renewal this year. I don’t think I will ever understand the algorithm behind insurance rates. We haven’t been in an accident or had a ticket for […]

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A moment in paradise – Why I spend money traveling

My favorite hobby by far is traveling. In fact, I get this urge to visit the airport if I’ve been in one place for more than 3 months. I used to travel almost every week for 3 straight months for work. It was exhausting, but I enjoyed it at the time. I still travel for work, but I try to limit it to once a year. It’s no longer as glamorous as it sound, but I still enjoy traveling for fun. One of my favorite trip was way back in 2010 and again in 2013. It seems like a long […]

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4 ways to file taxes for free

I recently completed filing 4 returns for my family (parents, 2 sisters) and myself. I remembered the time when my parents filed their first taxes barely a year after we moved to US. They didn’t know anything about taxes and consulted a tax preparer to file . They received a refund from the government and pay $200 to prepare their taxes. For them, it was worth it since they didn’t know any other way. This continued on for 3 years until I started the business school and took my first accounting class. First, I found out about the Volunteer Income […]

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