How to clean a wedding gown

According to this article, the average cost to clean and preserve a wedding gown range from $150 – $225. I bought my wedding gown used and I received it in a box with a receipt of the dry cleaning costing the previous owner about $250. I brought my wedding gown for $436, including shipping. If you do the math, the previous owner paid about 57% of my purchase price to clean and preserve the gown. Take note that the original price of this gown is $1,923. I knew that I will sell my gown after my wedding. I thought about having the gown […]

Continue Reading

The time I spent more

I’m not frugal all the time. This week, I received a notification from Mint that I exceeded my travel budget. I didn’t even know that I have a travel budget. I also don’t have a budget. I will continue to spend my money for things that brings me joy. We recently went on a trip to sunny Los Angeles. The trip was not cheap. In total, I spent $1,025.26 in one weekend. This is a considerable amount given that the trip was short and domestic. I paid for the hotel overlooking the marina, rented a car and feast on seafood. […]

Continue Reading

Monthly Spending – April 2017

I finally start feeling the change of weather this April. This is very much welcomed in my part of the world where it can feel that the gloomy weather is year round. This is also the time where I usually get anxious and go on a trip just to see the sun. At any given time, I would have taken my backpack and travel. It’s different this time. I’m unsure of what I feel. I feel normal for the most part but with the weight gain and fatigue, I’m hesitant to travel the same way as I did last year. […]

Continue Reading

21 weeks of pregnancy – the financial journey

I reached the midpoint of my pregnancy. We found out that we are having a baby boy and all my check ups had been normal. So far, we haven’t bought anything, but it already cost us $980.09. Even though we know the cost associated to having a child, I still cringe when it hits my credit card. We are fortunate enough to not go in debt and have insurance to cover for medical bills. I have enough balance on my Health Savings Account (HSA) to pay for my deductible but I choose to leave it invested. This expense is just […]

Continue Reading

Monthly Spending – March 2017

Continuing on my goal to keep myself accountable on tracking my expenses, I give you my spending for March. There were few big expenses this month that I pay once once a year. I pay auto insurance every 6 months. This year, before my renewal, my husband and I decided to combine our insurance. I took the same opportunity to get a different quote for our home insurance since it is also up for renewal this year. I don’t think I will ever understand the algorithm behind insurance rates. We haven’t been in an accident or had a ticket for […]

Continue Reading

A moment in paradise – Why I spend money traveling

My favorite hobby by far is traveling. In fact, I get this urge to visit the airport if I’ve been in one place for more than 3 months. I used to travel almost every week for 3 straight months for work. It was exhausting, but I enjoyed it at the time. I still travel for work, but I try to limit it to once a year. It’s no longer as glamorous as it sound, but I still enjoy traveling for fun. One of my favorite trip was way back in 2010 and again in 2013. It seems like a long […]

Continue Reading

4 ways to file taxes for free

I recently completed filing 4 returns for my family (parents, 2 sisters) and myself. I remembered the time when my parents filed their first taxes barely a year after we moved to US. They didn’t know anything about taxes and consulted a tax preparer to file . They received a refund from the government and pay $200 to prepare their taxes. For them, it was worth it since they didn’t know any other way. This continued on for 3 years until I started the business school and took my first accounting class. First, I found out about the Volunteer Income […]

Continue Reading

Spending Report – Jan and Feb 2017

I am very late on publishing this spending report. I even thought about discontinuing it, but listening to Liz from Frugalwoods yesterday on choosefi podcast inspired me to keep tracking my expenses. Before listening to the podcast and completing my last year’s spending, I told myself that I don’t need to track my expenses every month. I know what I’m spending on. At the same time, listening to Liz gave me this boost of energy and self realization that I need some accountability in order to achieve my goal of financial independence. Publishing this keeps me accountable. Perhaps, I will discontinue […]

Continue Reading

How to sell your wedding dress online

I wrote about tips on buying your wedding gown online here. I bought my gown more than 70 percent off the original price and sold it for half the cost after I used it. There are many reasons to sell the gown aside from an extra income. Personally, I wouldn’t want to keep a fabulous garment in a closet. I would love to see the gown used by another bride again and pass the savings. I bought my gown for $436 including shipping. I sold it for $270. I spent $15.69 to ship it and $30 to list it at […]

Continue Reading

How travel keeps me humble

I was hit by a travel bug ever since I spent 6 months studying in the Netherlands. From then on, I made sure that I prioritize travel from my budget. Knowing different people from different backgrounds got me hook. It was not necessarily the place or the architecture or the drama or the food (ok maybe some food) that excites me when I travel. It’s the chance to glimpse a way of living that is totally unknown to me. Living abroad I was born and raise on another country before settling here in the pacific northwest. College gave me a […]

Continue Reading