You’re past does not dictate your future

I recently visited my family. I don’t live far, so there’s really no excuse for me to not see them. Recently though, I find myself getting more and more distant. For some reason, every time I called, there’s always family issue, most of them financially. The problem just seems to pour in and I can only do so much. Thoughts cloud my mind during my drive back. Questions like how I got out and got so lucky to be financially stable rushed in. Is it really just luck or is this something that everyone can achieve? Is it normal to […]

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My thoughts on lending money to family or friends

My recent conversation with a very good friend made me realize that I have a very different view on lending money to family or friends. I don’t believe in it. I’ve been on a couple of situations where a family member asked for a loan. The first one was from an uncle that I haven’t seen for years. I was really surprised when that happened. My grandma approached me and asked if I can  loan my uncle some money. I flat out said no. I didn’t put thoughts to it. I was even annoyed since I haven’t seen my uncle […]

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Monthly Spending – June 2016

June, June, June.. I will never forget you. This is the month I got married and went to Dublin and Greece with the man. I was basically out for most of the month traveling after the wedding. Before that my in-laws were in town to helped us prepare for the big day. I was surprised to see that my spending was actually lower even with the travel expenses. Most people will be surprised that I don’t have a budget. I never did. I just don’t spend on things that will not make me happy to begin with. I make sure […]

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My DIY Wedding Favors for less than $1

Wedding favors, though not mandatory are great way to thank your guests. According to wedding stats, the average cost of a wedding favor is $251. For 100 guests, that is an additional $2.50 per guest. Weddings are expensive and these little things add up. That said, I remembered the favors from the previous weddings and I remembered liking if it is something edible. I also know that this is an easy DIY project, so I decided to do it. I want something edible, something sweet and something that I really liked with minimal cost. After looking through some options, I […]

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