A moment in paradise – Why I spend money traveling

My favorite hobby by far is traveling. In fact, I get this urge to visit the airport if I’ve been in one place for more than 3 months. I used to travel almost every week for 3 straight months for work. It was exhausting, but I enjoyed it at the time. I still travel for work, but I try to limit it to once a year. It’s no longer as glamorous as it sound, but I still enjoy traveling for fun. One of my favorite trip was way back in 2010 and again in 2013. It seems like a long […]

Continue Reading

4 ways to file taxes for free

I recently completed filing 4 returns for my family (parents, 2 sisters) and myself. I remembered the time when my parents filed their first taxes barely a year after we moved to US. They didn’t know anything about taxes and consulted a tax preparer to file . They received a refund from the government and pay $200 to prepare their taxes. For them, it was worth it since they didn’t know any other way. This continued on for 3 years until I started the business school and took my first accounting class. First, I found out about the Volunteer Income […]

Continue Reading

Spending Report – Jan and Feb 2017

I am very late on publishing this spending report. I even thought about discontinuing it, but listening to Liz from Frugalwoods yesterday on choosefi podcast inspired me to keep tracking my expenses. Before listening to the podcast and completing my last year’s spending, I told myself that I don’t need to track my expenses every month. I know what I’m spending on. At the same time, listening to Liz gave me this boost of energy and self realization that I need some accountability in order to achieve my goal of financial independence. Publishing this keeps me accountable. Perhaps, I will discontinue […]

Continue Reading

How to sell your wedding dress online

I wrote about tips on buying your wedding gown online here. I bought my gown more than 70 percent off the original price and sold it for half the cost after I used it. There are many reasons to sell the gown aside from an extra income. Personally, I wouldn’t want to keep a fabulous garment in a closet. I would love to see the gown used by another bride again and pass the savings. I bought my gown for $436 including shipping. I sold it for $270. I spent $15.69 to ship it and $30 to list it at […]

Continue Reading

How travel keeps me humble

I was hit by a travel bug ever since I spent 6 months studying in the Netherlands. From then on, I made sure that I prioritize travel from my budget. Knowing different people from different backgrounds got me hook. It was not necessarily the place or the architecture or the drama or the food (ok maybe some food) that excites me when I travel. It’s the chance to glimpse a way of living that is totally unknown to me. Living abroad I was born and raise on another country before settling here in the pacific northwest. College gave me a […]

Continue Reading

Wedding Under 20K

After more than 6 months, I finally have the final cost of our wedding. In total, we spent $17,582.65. I was surprised in a good way when I saw the result. I’m almost certain that we spent more than $20K since we didn’t set aside a budget. Wait, we don’t have a budget? Yes, this is odd, especially since I blog about personal finance. I had my doubts too in the beginning, but I know us well enough. Frugality is ingrained for both of us as an individual. We (mostly he) don’t obsessed at looking at every line items. As […]

Continue Reading

Managing finances after marriage

My husband and I do not combine our finances. We do not have a prenuptial agreement. In theory all our assets and liability are owned by both of us. We had the same arrangement prior to our marriage when we were living together. It might change later on in life but I think it works for us, for now. To set the background, before we met, I already owned my first property. He bought his first property six months after we started dating. We lived separately and managed our own household independently. When we go out, we always split the […]

Continue Reading

2016 Spending Recap

I started tracking my monthly expenses on this blog, but stopped after September. As I mentioned here, there were days where I lose sight of the goal. This is why it is surprising to me that I actually spent less than the previous year. This included my wedding expenses that I paid for. In 2016, I spent a total of $44,162.13. Housing is 48% of my spending followed by wedding expenses. Without these, my spending is about $15K. My spending decrease by $3k from $47K to $44k. I didn’t start tracking my monthly spending since the beginning of 2016 and stopped […]

Continue Reading

Forming a habit of frugality

It has been a quiet end of 2016 for making money dance. In reality there were many changes that happened around that time. Lack of energy kicks in after a long day of work and this blog was neglected. At the same time, I started questioning the purpose of this blog. Fortunately, no major mishap happened around that time. To recap 2016, I got married, went on a honeymoon, traveled for work and took on a new role. I’m now managing a team of 12 and it is still growing. It took some time to get used to the ne […]

Continue Reading