Monthly Spending – June 2017

Oh Baby, Baby, Baby June was full of events. I had a preterm delivery and welcomed baby MMD. He was 28 weeks at that time. It was very surreal. I don’t have enough words to describe the feelings I have. It’s full of emotions. We’re trying to take this day by day. It’s been more than a month and I’m trying to get some sense of normalcy back in my life. It’s hard navigating parenting in the NICU. My life is now centered on pumping and NICU visit. At some point, I would like to be able to write about […]

Continue Reading

Monthly Spending – May 2017

We welcome May with a lot of warm weather. I mean A LOT. For a pregnant women living in the northwest, this can be very uncomfortable. I needed 2 fans on me for a couple of nights to sleep. We also talk about buying an AC for the room. Usually, I won’t consider this, but I’m giving myself a break here. C’mon, I am going on my third trimester during the hottest months of the year. Name Change, Furry baby and the Mr’s birthday I changed my name this month. There were interesting trips to Social Security and DMV, but I […]

Continue Reading

Monthly Spending – April 2017

I finally start feeling the change of weather this April. This is very much welcomed in my part of the world where it can feel that the gloomy weather is year round. This is also the time where I usually get anxious and go on a trip just to see the sun. At any given time, I would have taken my backpack and travel. It’s different this time. I’m unsure of what I feel. I feel normal for the most part but with the weight gain and fatigue, I’m hesitant to travel the same way as I did last year. […]

Continue Reading

Monthly Spending – March 2017

Continuing on my goal to keep myself accountable on tracking my expenses, I give you my spending for March. There were few big expenses this month that I pay once once a year. I pay auto insurance every 6 months. This year, before my renewal, my husband and I decided to combine our insurance. I took the same opportunity to get a different quote for our home insurance since it is also up for renewal this year. I don’t think I will ever understand the algorithm behind insurance rates. We haven’t been in an accident or had a ticket for […]

Continue Reading

Spending Report – Jan and Feb 2017

I am very late on publishing this spending report. I even thought about discontinuing it, but listening to Liz from Frugalwoods yesterday on choosefi podcast inspired me to keep tracking my expenses. Before listening to the podcast and completing my last year’s spending, I told myself that I don’t need to track my expenses every month. I know what I’m spending on. At the same time, listening to Liz gave me this boost of energy and self realization that I need some accountability in order to achieve my goal of financial independence. Publishing this keeps me accountable. Perhaps, I will discontinue […]

Continue Reading

2016 Spending Recap

I started tracking my monthly expenses on this blog, but stopped after September. As I mentioned here, there were days where I lose sight of the goal. This is why it is surprising to me that I actually spent less than the previous year. This included my wedding expenses that I paid for. In 2016, I spent a total of $44,162.13. Housing is 48% of my spending followed by wedding expenses. Without these, my spending is about $15K. My spending decrease by $3k from $47K to $44k. I didn’t start tracking my monthly spending since the beginning of 2016 and stopped […]

Continue Reading

Monthly Spending – September 2016

September is a pretty average month. I don’t have any big spending and it’s been consistent month over month. On average I’m spending a little more than $3K per month since I started tracking my spending every month. This month, I even purchase a “new to us” furniture for the house which led me to projects I wrote in here and here. Even with that, I didn’t really spend much. It was my sisters birthday month, so they also received some present. I used some gift cards to purchase that. I did notice that I bought snacks 3 times this month […]

Continue Reading

Monthly Spending – August 2016

This post is late. One month late. August has been a whirlwind. New opportunity came in at work and that took some time. A lot of time which warrants a longer post. So, let’s just say that August was all about work. At that same month, my sister went to college and we went on a good old road trip and drop her off. It was a fun trip and brought back all the memories back when I moved in to my dorm room. Our gift to her is a new laptop, which was split between my sister and I. […]

Continue Reading

Monthly Spending – July 2016

Spending is finally going back to normal with all the wedding detail behind us. Marriage life, so far is a bliss. I’m starting to see some effects of tracking my expenses line by line – instead of looking at the the total. For example, since the man and I can carpool to work and I can walk/take the bus back home, I don’t drive to work anymore and no longer have to pay for parking. I’ve been walking quite a bit now, at least 2.5 miles every weekday and it’s been part of my routine. The biggest advantage of this […]

Continue Reading

Monthly Spending – June 2016

June, June, June.. I will never forget you. This is the month I got married and went to Dublin and Greece with the man. I was basically out for most of the month traveling after the wedding. Before that my in-laws were in town to helped us prepare for the big day. I was surprised to see that my spending was actually lower even with the travel expenses. Most people will be surprised that I don’t have a budget. I never did. I just don’t spend on things that will not make me happy to begin with. I make sure […]

Continue Reading