Monthly Spending – July 2017

Hello, medical bills

This is a very late post regarding my spending for July. Time is limited once you have a baby. I went back to work in July after giving birth in June. Baby MMD stayed in the hospital for that month. Juggling work, pumping and hospital visit were challenging. My mood to write was also affected by baby MMD’s progress in the hospital. It is hard to take my mind off the NICU. Because of that, this blog was essentially abandoned for the month of July and August.

Financial Independence have a new meaning now. I am thankful for the frugal lifestyle I had. Because of this, the unexpected expenses caused by the medical bills did not affected our family. Fast forward to this month, most of the bills were already paid. I am not expecting more copay for baby MMD. I am also very thankful for insurance. I can not imagine being in a situation without it. Overall, despite of all the roller coaster emotions that happened / happening, I am thankful that I don’t have to think of finances. I can focus on this tiny human, our family and our health.

I don’t have additional spending aside from the medical bills. Note that the grocery there is small because Mr. MMD purchased the grocery while I pay for the utilities and internet. My grocery was a snack here and there that I purchased on my own.

DESCRIPTIONAMOUNTWHAT ARE THESE?
Mortgage & Rent1800Monthly mortgage payment
Health & Fitness1489.53Medical expenses including doctor and hospital stay copays
Student Loan200
Internet66.21I've been paying this amount since I can remember. I really like this deal
Restaurants52.17A couple of brunch with friends
Parking45.44
Mobile Phone34.03My very low unlimited text and data from T-mobile
Clothing31.65I got a nursing bra
Baby Supplies27.04These are the pump parts
Entertainment16.5HBO subscription because we need to watch GOT
Groceries14.24Some snacks
Grand Total3776.81

Want to know more – just ask. If you have any recommendation where I can manage to decrease this, feel free to comment. I thank you in advance.

Tracking: I track my expenses using mint. I really like the app and made categorizing my expenses very easy. I enjoy looking at charts and the comparison feature is fantastic.

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