Monthly Spending – September 2016

September is a pretty average month. I don’t have any big spending and it’s been consistent month over month. On average I’m spending a little more than $3K per month since I started tracking my spending every month. This month, I even purchase a “new to us” furniture for the house which led me to projects I wrote in here and here. Even with that, I didn’t really spend much. It was my sisters birthday month, so they also received some present. I used some gift cards to purchase that. I did notice that I bought snacks 3 times this month […]

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Repurposed Hutch to Media Tower

Continuing on to the month of interior decoration, my second project is finding a media tower. I searched around and saw something similar to this or this. After seeing the price (we’re talking about $700 – $1200), I knew that I have to be creative. I quickly search the internet for media tower DIY and behold all this projects on Pinterest. It took a couple of weeks of searching craigslist, before I found the hutch listed by a non-profit consignment store. It cost $80 + tax, but since we don’t have a truck, we have to pay for delivery — another […]

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Repurposed Coffee Table

This months’s hobby (or as what my husband say, obsession) is redecorating our living room. When we move in our house about a year an half ago, we didn’t buy any additional furniture. We moved from a condo to house and I postponed any big purchase, aside from a pet and a wedding. Recently, I’ve been looking around to see if there are little improvements I can do in terms of interior decoration, without necessarily breaking the bank. I started repurposing what we have. First project is repurposing an old coffee table. I inherited this piece of furniture from my […]

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Monthly Spending – August 2016

This post is late. One month late. August has been a whirlwind. New opportunity came in at work and that took some time. A lot of time which warrants a longer post. So, let’s just say that August was all about work. At that same month, my sister went to college and we went on a good old road trip and drop her off. It was a fun trip and brought back all the memories back when I moved in to my dorm room. Our gift to her is a new laptop, which was split between my sister and I. […]

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My new found hobby is selling on eBay

It all started when I was decluttering my closet and realized that I have too many pair of shoes. I accumulated quite a bit since college and I didn’t even use most of them. It took a while to accept the fact that my feet cannot handle heels or narrow shoes. I experimented for a while and brought some minimalist shoes. Finally after trial and error, I found one brand that have a wide toe box and have a very minimal support with Merrell. So in 2015, I started selling some shoes on eBay. It’s a fun hobby and it […]

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Stock market and my way of investing

I recently read an article stating that majority of millennials (under age 30) don’t invest on stock market. In fact the survey suggested that only 26% own stocks. The market rallied the past 6 years and most millennials missed this opportunity. Reading through the article, 53% of survey partcipants don’t invest because of lack of funds. I was not surprised there, given that our generation suffered from the financial crisis and had a hard time getting employment. What surprised me the most is the lack of knowledge about stock, with 23% citing this as a reason for not investing. Given […]

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Monthly Spending – July 2016

Spending is finally going back to normal with all the wedding detail behind us. Marriage life, so far is a bliss. I’m starting to see some effects of tracking my expenses line by line – instead of looking at the the total. For example, since the man and I can carpool to work and I can walk/take the bus back home, I don’t drive to work anymore and no longer have to pay for parking. I’ve been walking quite a bit now, at least 2.5 miles every weekday and it’s been part of my routine. The biggest advantage of this […]

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You’re past does not dictate your future

I recently visited my family. I don’t live far, so there’s really no excuse for me to not see them. Recently though, I find myself getting more and more distant. For some reason, every time I called, there’s always family issue, most of them financially. The problem just seems to pour in and I can only do so much. Thoughts cloud my mind during my drive back. Questions like how I got out and got so lucky to be financially stable rushed in. Is it really just luck or is this something that everyone can achieve? Is it normal to […]

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My thoughts on lending money to family or friends

My recent conversation with a very good friend made me realize that I have a very different view on lending money to family or friends. I don’t believe in it. I’ve been on a couple of situations where a family member asked for a loan. The first one was from an uncle that I haven’t seen for years. I was really surprised when that happened. My grandma approached me and asked if I can  loan my uncle some money. I flat out said no. I didn’t put thoughts to it. I was even annoyed since I haven’t seen my uncle […]

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Monthly Spending – June 2016

June, June, June.. I will never forget you. This is the month I got married and went to Dublin and Greece with the man. I was basically out for most of the month traveling after the wedding. Before that my in-laws were in town to helped us prepare for the big day. I was surprised to see that my spending was actually lower even with the travel expenses. Most people will be surprised that I don’t have a budget. I never did. I just don’t spend on things that will not make me happy to begin with. I make sure […]

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